Finance your home improvements with Fortuna Home Solutions

Spread the cost of your windows, doors and conservatories with flexible, transparent finance options from FHS in partnership with Kanda – apply in minutes, get an instant decision and start paying only after your installation is complete.

Check your finance options
Kanda Finance Here

Made in Britain

Every window, door and conservatory we install is manufactured here in Britain. Working with trusted UK fabricators means we can offer modern designs, market-leading security and excellent energy performance, all crafted for the British climate. By choosing FHS you support British jobs and enjoy the reassurance that your products are built and tested to local standards rather than imported and adapted.

Family-run & local

Fortuna Home Solutions is a family-run business established in 2016. We have grown through recommendations from homeowners across Dorset, Hampshire, Wiltshire, Surrey and West Sussex who value honest advice, tidy workmanship and aftercare they can rely on. Because we are family-owned, we take every project personally – from the first survey through to the final satisfaction note, you deal with real people who genuinely care about the result.

Accredited quality

Our products and components meet or exceed current British and EU standards for security, safety and thermal performance. We only work with carefully selected manufacturing partners and we constantly review our ranges to ensure they remain compliant with changing regulations. When you finance your project with FHS you are investing in products that are built to last, fully guaranteed and installed by experienced, trained professionals.

Payment options

Financing your next home improvement with FHS is designed to be as straightforward as the installation itself. We understand that replacing windows, upgrading your front door or adding a new conservatory is a major decision, both emotionally and financially. That is why we offer a full range of payment routes, from traditional methods to modern finance plans delivered through our partner Kanda.

You can keep things simple with a one-off payment, spread the cost over a fixed period or combine a deposit with finance to suit your budget. Every option is clearly explained in plain English and there are no hidden fees from us. Our team will happily talk you through the choices, helping you find the approach that best fits your household and your future plans.

Whether you want to move quickly on an urgent project or take time to phase improvements room by room, our payment options give you the flexibility to plan ahead with complete confidence.

Cash

If you prefer the simplicity of paying in full, we are happy to accept cash for your project. This option suits customers who have already set aside funds and want a clean, one-off transaction with no ongoing commitments. A minimum 30% deposit is taken when you place your order, with the remaining balance due on completion once you are satisfied with the work. We will always provide written receipts so you have a clear record of every payment made.

Credit and debit card

Most of our customers now choose to pay by card. We accept all major credit and debit cards, allowing you to earn any rewards offered by your bank while enjoying a secure, instant payment process. Card payments are ideal for spreading the cost across your existing credit arrangements or simply avoiding the need to handle cash and paper invoices. As with all of our options, you will receive a full, itemised invoice for your records.

BACS and cheques

For customers who like to manage everything through their bank account, we also accept BACS transfers and cheques. This route can be particularly convenient for businesses, landlords or customers who prefer to handle payments online from a current account. A 30% deposit is required to secure your survey and installation slot, with the balance paid once the project is complete. Our office team will provide all the details you need to set up the transfer or send your cheque safely.

Finance plans with FHS x Kanda

Our finance options are designed around real homeowners. Working with Kanda, a trusted UK credit broker, we offer a range of plans that make it easy to invest in your property without sacrificing day-to-day comfort. From short, interest-free terms to longer repayment periods with low, fixed monthly payments, you stay in control of how and when you pay.

Buy Now, Pay Later

Start your home improvements straight away and delay your repayments. With Buy Now, Pay Later you can have your new windows, doors or conservatory installed, sign your satisfaction note and then take time before settling the balance. It is ideal if you are waiting for funds to clear, planning around a bonus or simply prefer to hold on to your savings for a little longer. The full details of any deferral period, interest and settlement dates are explained clearly before you sign.

Interest-free plans

If you want the predictability of equal payments but do not wish to pay interest, our interest-free options are an excellent choice. Your total project cost is simply divided into a series of monthly instalments with no additional charges from the lender during the agreed term. This makes it easy to plan your budget and ensures every pound you pay goes straight towards improving your home rather than servicing interest.

Flexible finance for 2–10 years

For larger projects or whole-house refurbishments, you can spread the cost over anything from two to ten years with interest-bearing finance. These plans come with clear, fixed monthly repayments so you always know exactly what will leave your account and when. It is a great way to invest in higher specification products, such as energy-efficient glazing or premium composite doors, while keeping your monthly outgoings under control.

Finance that gives you peace of mind

Our finance plans are designed to help you improve your home without putting pressure on your day-to-day finances. Applications are completed online through Kanda, using a secure form that normally takes around five minutes. You will receive an instant decision from the lender, and your initial application only uses a soft credit check, which means there is no impact on your credit score unless you choose to go ahead.

Once your project has been installed, we will ask you to sign a satisfaction note confirming that you are happy with the work. Only then do your repayments begin, typically 30 days after installation. Everything is handled transparently, with clear documentation so you always know the total amount payable, the length of your term and your monthly instalments.

Get a tailored quote

We are always happy to explain the different finance options in more detail and recommend the route that best fits your circumstances. Whether you are a first-time buyer looking to improve energy efficiency, a growing family needing more space or a landlord planning upgrades across a portfolio, we can help you choose a solution that balances monthly affordability with long-term value. We believe everyone deserves to live in a warm, secure and comfortable home, which is why we work hard to offer some of the most competitive finance choices in the South.
Get your FREE finance quote

Finance FAQs

Can I repay my finance early?

You may be able to make overpayments or settle your finance agreement early, subject to the terms of the agreement you enter into with the lender. Depending on the product selected, an early settlement or interest-adjustment fee may apply. Any applicable fees or charges will be set out in the documentation provided by the lender before you enter into the agreement.

When do my repayments start?

Repayment start dates are determined by the lender and set out in your finance agreement. In most cases, repayments begin after installation has been completed and a satisfaction note has been signed, but this may vary depending on the product and lender terms. Full details will be confirmed in the finance documentation provided by the lender.

Who can apply for finance with FHS?

Eligibility to apply for finance is determined by the lender. Applicants are typically required to be homeowners aged 18 or over and living in the UK, with the right to live and work here. The property being improved is usually required to be the applicant’s main residence, although this is subject to lender criteria. If you wish to consider finance, Fortuna Home Solutions can introduce you to Kanda, who will provide information about the finance options available through their platform.

Do I have to pay a deposit if I use finance?

A deposit is not always required and will depend on the finance product offered by the lender. Some customers choose to make an upfront contribution, while others may finance the full project value. Any deposit requirements will be confirmed as part of the finance application and agreement with the lender.

Will applying for finance affect my credit score?

An initial application through the Kanda platform involves a soft credit check, which does not leave a footprint on your credit file or affect your credit score. If you decide to proceed and enter into a finance agreement, the lender will then carry out a full (hard) credit check as part of their responsible lending process.

Who is Kanda and are you the lender?

Kanda is a UK-based credit broker that works with a panel of lenders to offer finance options for home improvements. Fortuna Home Solutions is an Introducer Appointed Representative of Kanda. Fortuna Home Solutions introduces customers to the Kanda platform only. We are not the lender and do not make credit decisions. All applications are assessed independently by the lender.

I would rather not use finance – can I still buy from you?

Yes. Finance is optional. Customers may choose to pay using alternative payment methods such as card or bank transfer, subject to the options offered by Fortuna Home Solutions. Choosing not to use finance does not affect your ability to purchase installation services.

How long does the application take and how do I start?

The online finance application typically takes around five minutes to complete and can be completed on a mobile phone, tablet, or computer. If you wish to apply, Fortuna Home Solutions can send you a secure link to the Kanda platform. The application, assessment, and decision process is carried out by the lender.